Major Medical
An IMM (Individual Major Medical) policy is something available for individuals or family/family members that are not offered or simply cannot afford coverage provided by their employer. Price is based on several factors: risk category, geographic location, age, gender as well as pre-existing medical conditions. 

It’s in your best interest to talk to a knowledgeable independent agent who can offer you several quotes from reputable insurance companies enabling you to make an informed decision regarding your health insurance.